MEET YOUR LICENSED Mortgage Broker

Experience Matters. Personal Service Makes the Difference.

With over 25 years of experience in mortgage financing and real estate, I've dedicated my career to helping individuals and families make confident, informed decisions about one of their most important financial investments.

As a licensed Mortgage Broker based in Stratford, Ontario, I provide personalized mortgage solutions to clients throughout the province. My approach is simple: take the time to understand each client's circumstances, explain their options clearly and find financing solutions that support both their immediate needs and long-term goals.Throughout my career, I've developed extensive industry knowledge and strong professional relationships with a broad network of Canadian lenders, including major banks, credit unions, monoline lenders and alternative financing providers. This allows me to explore mortgage options for a wide variety of financial situations, from excellent credit and traditional employment to self-employment, investment properties and more complex credit circumstances.Whether you're purchasing your first home, renewing an existing mortgage, refinancing, consolidating debt or expanding your real estate portfolio, I believe you deserve knowledgeable guidance and individual attention throughout the process.My business has been built on relationships, trust and referrals from clients who value personalized service. I take pride in being accessible, responsive and committed to helping people understand their mortgage decisions without unnecessary pressure.My goal isn't simply to arrange a mortgage. It's to build lasting relationships and help my clients make financing decisions with confidence.

Rachelle Czartorynskyj - Mortgage Broker

Stratford principal broker portrait
MY PHILOSOPHY

Your Mortgage. Your Goals. My Commitment.

I believe every client deserves personalized attention, honest advice and mortgage solutions tailored to their individual circumstances. With over 25 years of experience, I understand that no two financial situations are alike. I take the time to listen, explain your options and help you make informed decisions that support both your immediate needs and long-term financial goals. For me, mortgage brokering isn't about completing a transaction. It's about building relationships, earning trust and being a reliable resource throughout your homeownership journey.

Stratford advisory office
PROFESSIONAL CREDENTIALS

Licensed. Experienced. Committed to Professional Standards.

Licensed Ontario Mortgage Broker

Licensed by the Financial Services Regulatory Authority of Ontario (FSRA).Mortgage Broker Licence #M08004599

Licensed Real Estate Broker

Licensed Real Estate Broker and Broker of Record with over 25 years of combined mortgage and real estate industry experience. Providing personalized REALTOR® introductions through my real estate referral business.

Established Professional Network

Access to a broad network of Canadian mortgage lenders and industry professionals, including real estate lawyers, appraisers and licensed REALTORS®, to help clients navigate their financing needs.

Professional Accountability

Mortgage services are provided through The Mortgage Wellness Group Limited, Brokerage Licence #11970, and are subject to Ontario's mortgage brokerage regulatory requirements and applicable professional standards.

Let's Talk About Your Mortgage Goals.

Whether you're buying a home, renewing your mortgage, refinancing or exploring investment opportunities, I'm here to help you understand your options and make informed decisions.Your initial consultation is complimentary, confidential and without obligation.